Median home value in zip code 33813 (Lakeland, FL) is $366K, down 1.6% year over year. Part of the Lakeland-Winter Haven, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Lakeland-Winter Haven, FL metro →

Home Value$366,210

YoY Change

-1.6%

AFFORDABILITY

Enter your income for 33813 (Lakeland).

Income (annual)

Down Payment

$73,242 on $366,210

Out of reach — 39.4% of income

Need $105,600/yr to afford.

PITI$2,464

P/I39.4%

Afford$260K

Gap-$106K

P&I $1,852Tax $262Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

33813 is part of the Lakeland-Winter Haven, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lakeland-Winter Haven, FL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free