Median home value in zip code 33851 (Lake Hamilton, FL) is $312K, down 2.0% year over year. Part of the Lakeland-Winter Haven, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Lakeland-Winter Haven, FL metro →

Home Value$312,133

YoY Change

-2.0%

AFFORDABILITY

Enter your income for 33851 (Lake Hamilton).

Income (annual)

Down Payment

$62,427 on $312,133

Stretch — 34.4% of income

Above 28% but manageable with cuts.

PITI$2,152

P/I34.4%

Afford$254K

Gap-$58K

P&I $1,578Tax $224Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

33851 is part of the Lakeland-Winter Haven, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lakeland-Winter Haven, FL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free