Median home value in zip code 33868 (Polk City, FL) is $255K, down 5.6% year over year. Part of the Lakeland-Winter Haven, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Lakeland-Winter Haven, FL metro →

Home Value$255,185

YoY Change

-5.6%

AFFORDABILITY

Enter your income for 33868 (Polk City).

Income (annual)

Down Payment

$51,037 on $255,185

Stretch — 29.2% of income

Above 28% but manageable with cuts.

PITI$1,823

P/I29.2%

Afford$245K

Gap-$10K

P&I $1,290Tax $183Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

33868 is part of the Lakeland-Winter Haven, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lakeland-Winter Haven, FL analysis

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