Median home value in zip code 33881 (Winter Haven, FL) is $263,990, down 5.0% year over year. Part of the Lakeland-Winter Haven, FL metropolitan area.

Home Value$263,990

YoY Change

-5.0%

Prices falling — better for buyers.

Affordability

Enter your income for 33881 (Winter Haven).

Income (annual)

Down Payment

$52,798 on $263,990

Example: $75,000 household income. Change it above to see your own.

Stretch30% of income

Above 28% but manageable with cuts.

PITI$1,874

P/I30%

Afford$247K

Gap-$17K

P&I $1,335Tax $189Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

33881 is part of the Lakeland-Winter Haven, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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