Median home value in zip code 33954 (Port Charlotte, FL) is $294,110, down 9.4% year over year. Part of the Punta Gorda, FL metropolitan area.

Home Value$294,110

YoY Change

-9.4%

Prices falling — better for buyers.

Affordability

Enter your income for 33954 (Port Charlotte).

Income (annual)

Down Payment

$58,822 on $294,110

Example: $75,000 household income. Change it above to see your own.

Stretch32.8% of income

Above 28% but manageable with cuts.

PITI$2,048

P/I32.8%

Afford$251K

Gap-$43K

P&I $1,487Tax $211Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

33954 is part of the Punta Gorda, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Punta Gorda, FL analysis

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