Median home value in zip code 33981 (Port Charlotte, FL) is $334,973, down 11.1% year over year. Part of the Punta Gorda, FL metropolitan area.

Home Value$334,973

YoY Change

-11.1%

Prices falling — better for buyers.

Affordability

Enter your income for 33981 (Port Charlotte).

Income (annual)

Down Payment

$66,995 on $334,973

Example: $75,000 household income. Change it above to see your own.

Out of reach36.5% of income

Need $97,886/yr to afford.

PITI$2,284

P/I36.5%

Afford$257K

Gap-$78K

P&I $1,694Tax $240Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

33981 is part of the Punta Gorda, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Punta Gorda, FL analysis

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