Median home value in zip code 34476 (Ocala, FL) is $297,937, down 3.9% year over year. Part of the Ocala, FL metropolitan area.

Home Value$297,937

YoY Change

-3.9%

Prices falling — better for buyers.

Affordability

Enter your income for 34476 (Ocala).

Income (annual)

Down Payment

$59,587 on $297,937

Example: $75,000 household income. Change it above to see your own.

Stretch33.1% of income

Above 28% but manageable with cuts.

PITI$2,070

P/I33.1%

Afford$252K

Gap-$46K

P&I $1,507Tax $214Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

34476 is part of the Ocala, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Ocala, FL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.