Median home value in zip code 34491 (Summerfield, FL) is $288,478, down 3.1% year over year. Part of the Ocala, FL metropolitan area.

Home Value$288,478

YoY Change

-3.1%

Prices falling — better for buyers.

Affordability

Enter your income for 34491 (Summerfield).

Income (annual)

Down Payment

$57,696 on $288,478

Example: $75,000 household income. Change it above to see your own.

Stretch32.2% of income

Above 28% but manageable with cuts.

PITI$2,015

P/I32.2%

Afford$251K

Gap-$38K

P&I $1,459Tax $207Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

34491 is part of the Ocala, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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