Median home value in zip code 34609 (Spring Hill, FL) is $323,560, down 2.8% year over year. Part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area.

Home Value$323,560

YoY Change

-2.8%

Prices falling — better for buyers.

Affordability

Enter your income for 34609 (Spring Hill).

Income (annual)

Down Payment

$64,712 on $323,560

Example: $75,000 household income. Change it above to see your own.

Stretch35.8% of income

Above 28% but manageable with cuts.

PITI$2,237

P/I35.8%

Afford$253K

Gap-$70K

P&I $1,636Tax $251Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

34609 is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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