Median home value in zip code 34639 (Land O Lakes, FL) is $402,913, down 3.9% year over year. Part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area.

Home Value$402,913

YoY Change

-3.9%

Prices falling — better for buyers.

Affordability

Enter your income for 34639 (Land O Lakes).

Income (annual)

Down Payment

$80,583 on $402,913

Example: $75,000 household income. Change it above to see your own.

Out of reach43.2% of income

Need $115,714/yr to afford.

PITI$2,700

P/I43.2%

Afford$261K

Gap-$142K

P&I $2,037Tax $312Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

34639 is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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