Zip Code

34681

Palm Harbor, FLTampa-St. Petersburg-Clearwater, FL

Median home value in zip code 34681 (Palm Harbor, FL) is $573K, down 5.6% year over year. Part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Tampa-St. Petersburg-Clearwater, FL metro →

Home Value$573,116
YoY Change
-5.6%
AFFORDABILITY

Enter your income for 34681 (Palm Harbor).

$114,623 on $573,116
Out of reach — 59.1% of income

Need $158,229/yr to afford.

PITI$3,692
P/I59.1%
Afford$272K
Gap-$301K
P&I $2,898Tax $444Ins $350
6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

34681 is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Tampa-St. Petersburg-Clearwater, FL analysis
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34681 (Palm Harbor, FL) Housing Market | CrashWatch