Zip Code

34684

Palm Harbor, FLTampa-St. Petersburg-Clearwater, FL

Median home value in zip code 34684 (Palm Harbor, FL) is $323K, down 6.4% year over year. Part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Tampa-St. Petersburg-Clearwater, FL metro →

Home Value$322,725
YoY Change
-6.4%
AFFORDABILITY

Enter your income for 34684 (Palm Harbor).

$64,545 on $322,725
Stretch — 35.7% of income

Above 28% but manageable with cuts.

PITI$2,232
P/I35.7%
Afford$253K
Gap-$70K
P&I $1,632Tax $250Ins $350
6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

34684 is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Tampa-St. Petersburg-Clearwater, FL analysis
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34684 (Palm Harbor, FL) Housing Market | CrashWatch