Median home value in zip code 34695 (Safety Harbor, FL) is $490,138, down 3.4% year over year. Part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area.

Home Value$490,138

YoY Change

-3.4%

Prices falling — better for buyers.

Affordability

Enter your income for 34695 (Safety Harbor).

Income (annual)

Down Payment

$98,028 on $490,138

Example: $75,000 household income. Change it above to see your own.

Out of reach51.3% of income

Need $137,486/yr to afford.

PITI$3,208

P/I51.3%

Afford$267K

Gap-$223K

P&I $2,478Tax $380Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

34695 is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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