Median home value in zip code 34769 (Saint Cloud, FL) is $314,774, down 4.1% year over year. Part of the Orlando-Kissimmee-Sanford, FL metropolitan area.

Home Value$314,774

YoY Change

-4.1%

Prices falling — better for buyers.

Affordability

Enter your income for 34769 (Saint Cloud).

Income (annual)

Down Payment

$62,955 on $314,774

Example: $75,000 household income. Change it above to see your own.

Stretch35.1% of income

Above 28% but manageable with cuts.

PITI$2,196

P/I35.1%

Afford$251K

Gap-$64K

P&I $1,592Tax $254Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

34769 is part of the Orlando-Kissimmee-Sanford, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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