Median home value in zip code 35004 (Moody, AL) is $257,775, up 0.4% year over year. Part of the Birmingham-Hoover, AL metropolitan area.

Home Value$257,775

YoY Change

+0.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 35004 (Moody).

Income (annual)

Down Payment

$51,555 on $257,775

Example: $75,000 household income. Change it above to see your own.

Affordable25.5% of income

Under the 28% guideline.

PITI$1,596

P/I25.5%

Afford$283K

Room+$25K

P&I $1,303Tax $92Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35004 is part of the Birmingham-Hoover, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Birmingham-Hoover, AL analysis

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