Median home value in zip code 35051 (Columbiana, AL) is $316K, up 1.6% year over year. Part of the Birmingham-Hoover, AL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Birmingham-Hoover, AL metro →

Home Value$315,806

YoY Change

+1.6%

AFFORDABILITY

Enter your income for 35051 (Columbiana).

Income (annual)

Down Payment

$63,161 on $315,806

Stretch — 30.6% of income

Above 28% but manageable with cuts.

PITI$1,910

P/I30.6%

Afford$289K

Gap-$26K

P&I $1,597Tax $113Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35051 is part of the Birmingham-Hoover, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Birmingham-Hoover, AL analysis

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