Median home value in zip code 35054 (Pell City, AL) is $408K, up 1.0% year over year. Part of the Birmingham-Hoover, AL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Birmingham-Hoover, AL metro →

Home Value$407,868

YoY Change

+1.0%

AFFORDABILITY

Enter your income for 35054 (Pell City).

Income (annual)

Down Payment

$81,574 on $407,868

Out of reach — 38.5% of income

Need $103,243/yr to afford.

PITI$2,409

P/I38.5%

Afford$296K

Gap-$112K

P&I $2,062Tax $146Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35054 is part of the Birmingham-Hoover, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Birmingham-Hoover, AL analysis

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