Median home value in zip code 35055 (Cullman, AL) is $243,396, up 4.8% year over year. Part of the Cullman, AL metropolitan area.

Home Value$243,396

YoY Change

+4.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 35055 (Cullman).

Income (annual)

Down Payment

$48,679 on $243,396

Example: $75,000 household income. Change it above to see your own.

Affordable24.2% of income

Under the 28% guideline.

PITI$1,514

P/I24.2%

Afford$281K

Room+$38K

P&I $1,231Tax $83Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35055 is part of the Cullman, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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