Median home value in zip code 35061 (Birmingham, AL) is $98K, up 11.3% year over year. Part of the Birmingham-Hoover, AL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Birmingham-Hoover, AL metro →

Home Value$97,816

YoY Change

+11.3%

AFFORDABILITY

Enter your income for 35061 (Birmingham).

Income (annual)

Down Payment

$19,563 on $97,816

Affordable — 11.7% of income

Under the 28% guideline.

PITI$730

P/I11.7%

Afford$234K

Room+$137K

P&I $495Tax $35Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35061 is part of the Birmingham-Hoover, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Birmingham-Hoover, AL analysis

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