Median home value in zip code 35078 (Harpersville, AL) is $278,003, up 1.6% year over year. Part of the Birmingham-Hoover, AL metropolitan area.

Home Value$278,003

YoY Change

+1.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 35078 (Harpersville).

Income (annual)

Down Payment

$55,601 on $278,003

Example: $75,000 household income. Change it above to see your own.

Affordable27.3% of income

Under the 28% guideline.

PITI$1,705

P/I27.3%

Afford$285K

Room+$7K

P&I $1,406Tax $100Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35078 is part of the Birmingham-Hoover, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Birmingham-Hoover, AL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.