Median home value in zip code 35097 (Locust Fork, AL) is $223K, down 3.0% year over year. Part of the Birmingham-Hoover, AL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Birmingham-Hoover, AL metro →

Home Value$223,259

YoY Change

-3.0%

AFFORDABILITY

Enter your income for 35097 (Locust Fork).

Income (annual)

Down Payment

$44,652 on $223,259

Affordable — 22.5% of income

Under the 28% guideline.

PITI$1,409

P/I22.5%

Afford$277K

Room+$54K

P&I $1,129Tax $80Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35097 is part of the Birmingham-Hoover, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Birmingham-Hoover, AL analysis

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