Median home value in zip code 35121 (Oneonta, AL) is $221K, down 1.8% year over year. Part of the Birmingham-Hoover, AL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Birmingham-Hoover, AL metro →

Home Value$221,079

YoY Change

-1.8%

AFFORDABILITY

Enter your income for 35121 (Oneonta).

Income (annual)

Down Payment

$44,216 on $221,079

Affordable — 22.4% of income

Under the 28% guideline.

PITI$1,397

P/I22.4%

Afford$277K

Room+$56K

P&I $1,118Tax $79Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35121 is part of the Birmingham-Hoover, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Birmingham-Hoover, AL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free