Median home value in zip code 35124 (Pelham, AL) is $342K, up 1.6% year over year. Part of the Birmingham-Hoover, AL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Birmingham-Hoover, AL metro →

Home Value$342,325

YoY Change

+1.6%

AFFORDABILITY

Enter your income for 35124 (Pelham).

Income (annual)

Down Payment

$68,465 on $342,325

Stretch — 32.9% of income

Above 28% but manageable with cuts.

PITI$2,054

P/I32.9%

Afford$292K

Gap-$51K

P&I $1,731Tax $123Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35124 is part of the Birmingham-Hoover, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Birmingham-Hoover, AL analysis

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