Median home value in zip code 35128 (Pell City, AL) is $307K, up 2.1% year over year. Part of the Birmingham-Hoover, AL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Birmingham-Hoover, AL metro →

Home Value$307,415

YoY Change

+2.1%

AFFORDABILITY

Enter your income for 35128 (Pell City).

Income (annual)

Down Payment

$61,483 on $307,415

Stretch — 29.8% of income

Above 28% but manageable with cuts.

PITI$1,865

P/I29.8%

Afford$288K

Gap-$19K

P&I $1,554Tax $110Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35128 is part of the Birmingham-Hoover, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Birmingham-Hoover, AL analysis

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