Median home value in zip code 35131 (Ragland, AL) is $162K, down 0.7% year over year. Part of the Birmingham-Hoover, AL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Birmingham-Hoover, AL metro →

Home Value$161,927

YoY Change

-0.7%

AFFORDABILITY

Enter your income for 35131 (Ragland).

Income (annual)

Down Payment

$32,385 on $161,927

Affordable — 17.2% of income

Under the 28% guideline.

PITI$1,077

P/I17.2%

Afford$263K

Room+$101K

P&I $819Tax $58Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35131 is part of the Birmingham-Hoover, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Birmingham-Hoover, AL analysis

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