Median home value in zip code 35131 (Ragland, AL) is $161,927, down 0.7% year over year. Part of the Birmingham-Hoover, AL metropolitan area.

Home Value$161,927

YoY Change

-0.7%

Prices falling — better for buyers.

Affordability

Enter your income for 35131 (Ragland).

Income (annual)

Down Payment

$32,385 on $161,927

Example: $75,000 household income. Change it above to see your own.

Affordable17.2% of income

Under the 28% guideline.

PITI$1,077

P/I17.2%

Afford$263K

Room+$101K

P&I $819Tax $58Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35131 is part of the Birmingham-Hoover, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Birmingham-Hoover, AL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.