Median home value in zip code 35143 (Shelby, AL) is $310K, up 1.3% year over year. Part of the Birmingham-Hoover, AL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Birmingham-Hoover, AL metro →

Home Value$310,255

YoY Change

+1.3%

AFFORDABILITY

Enter your income for 35143 (Shelby).

Income (annual)

Down Payment

$62,051 on $310,255

Stretch — 30.1% of income

Above 28% but manageable with cuts.

PITI$1,880

P/I30.1%

Afford$289K

Gap-$21K

P&I $1,569Tax $111Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35143 is part of the Birmingham-Hoover, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Birmingham-Hoover, AL analysis

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