Median home value in zip code 35203 (Birmingham, AL) is $320K, down 3.2% year over year. Part of the Birmingham-Hoover, AL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Birmingham-Hoover, AL metro →

Home Value$320,480

YoY Change

-3.2%

AFFORDABILITY

Enter your income for 35203 (Birmingham).

Income (annual)

Down Payment

$64,096 on $320,480

Stretch — 31% of income

Above 28% but manageable with cuts.

PITI$1,935

P/I31%

Afford$290K

Gap-$31K

P&I $1,621Tax $115Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35203 is part of the Birmingham-Hoover, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Birmingham-Hoover, AL analysis

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