Median home value in zip code 35205 (Birmingham, AL) is $224K, down 5.2% year over year. Part of the Birmingham-Hoover, AL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Birmingham-Hoover, AL metro →

Home Value$224,434

YoY Change

-5.2%

AFFORDABILITY

Enter your income for 35205 (Birmingham).

Income (annual)

Down Payment

$44,887 on $224,434

Affordable — 22.6% of income

Under the 28% guideline.

PITI$1,415

P/I22.6%

Afford$278K

Room+$53K

P&I $1,135Tax $80Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35205 is part of the Birmingham-Hoover, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Birmingham-Hoover, AL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free