Median home value in zip code 35221 (Birmingham, AL) is $63K, up 4.6% year over year. Part of the Birmingham-Hoover, AL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Birmingham-Hoover, AL metro →

Home Value$63,216

YoY Change

+4.6%

AFFORDABILITY

Enter your income for 35221 (Birmingham).

Income (annual)

Down Payment

$12,643 on $63,216

Affordable — 8.7% of income

Under the 28% guideline.

PITI$542

P/I8.7%

Afford$204K

Room+$141K

P&I $320Tax $23Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35221 is part of the Birmingham-Hoover, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Birmingham-Hoover, AL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free