Median home value in zip code 35234 (Birmingham, AL) is $96K, down 2.1% year over year. Part of the Birmingham-Hoover, AL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Birmingham-Hoover, AL metro →

Home Value$95,531

YoY Change

-2.1%

AFFORDABILITY

Enter your income for 35234 (Birmingham).

Income (annual)

Down Payment

$19,106 on $95,531

Affordable — 11.5% of income

Under the 28% guideline.

PITI$717

P/I11.5%

Afford$233K

Room+$138K

P&I $483Tax $34Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35234 is part of the Birmingham-Hoover, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Birmingham-Hoover, AL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free