Median home value in zip code 35242 (Birmingham, AL) is $551K, up 1.5% year over year. Part of the Birmingham-Hoover, AL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Birmingham-Hoover, AL metro →

Home Value$550,790

YoY Change

+1.5%

AFFORDABILITY

Enter your income for 35242 (Birmingham).

Income (annual)

Down Payment

$110,158 on $550,790

Out of reach — 50.9% of income

Need $136,371/yr to afford.

PITI$3,182

P/I50.9%

Afford$303K

Gap-$248K

P&I $2,785Tax $197Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35242 is part of the Birmingham-Hoover, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Birmingham-Hoover, AL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free