Median home value in zip code 35640 (Hartselle, AL) is $239,251, up 0.5% year over year. Part of the Decatur, AL metropolitan area.

Home Value$239,251

YoY Change

+0.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 35640 (Hartselle).

Income (annual)

Down Payment

$47,850 on $239,251

Example: $75,000 household income. Change it above to see your own.

Affordable23.9% of income

Under the 28% guideline.

PITI$1,492

P/I23.9%

Afford$281K

Room+$41K

P&I $1,210Tax $82Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35640 is part of the Decatur, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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