Median home value in zip code 35661 (Muscle Shoals, AL) is $249,867, up 1.7% year over year. Part of the Florence-Muscle Shoals, AL metropolitan area.

Home Value$249,867

YoY Change

+1.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 35661 (Muscle Shoals).

Income (annual)

Down Payment

$49,973 on $249,867

Example: $75,000 household income. Change it above to see your own.

Affordable24.8% of income

Under the 28% guideline.

PITI$1,549

P/I24.8%

Afford$282K

Room+$32K

P&I $1,263Tax $85Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35661 is part of the Florence-Muscle Shoals, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Florence-Muscle Shoals, AL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.