Median home value in zip code 35677 (Waterloo, AL) is $183K, down 1.9% year over year. Part of the Florence-Muscle Shoals, AL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Florence-Muscle Shoals, AL metro →

Home Value$182,943

YoY Change

-1.9%

AFFORDABILITY

Enter your income for 35677 (Waterloo).

Income (annual)

Down Payment

$36,589 on $182,943

Affordable — 19% of income

Under the 28% guideline.

PITI$1,188

P/I19%

Afford$269K

Room+$87K

P&I $925Tax $63Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35677 is part of the Florence-Muscle Shoals, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Florence-Muscle Shoals, AL analysis

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