Median home value in zip code 35763 (Owens Cross Roads, AL) is $431,568, up 1.6% year over year. Part of the Huntsville, AL metropolitan area.

Home Value$431,568

YoY Change

+1.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 35763 (Owens Cross Roads).

Income (annual)

Down Payment

$86,314 on $431,568

Example: $75,000 household income. Change it above to see your own.

Out of reach40.5% of income

Need $108,429/yr to afford.

PITI$2,530

P/I40.5%

Afford$299K

Gap-$133K

P&I $2,182Tax $147Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35763 is part of the Huntsville, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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