Median home value in zip code 35966 (Flat Rock, AL) is $180,401, down 3.4% year over year. Part of the Scottsboro, AL metropolitan area.

Home Value$180,401

YoY Change

-3.4%

Prices falling — better for buyers.

Affordability

Enter your income for 35966 (Flat Rock).

Income (annual)

Down Payment

$36,080 on $180,401

Example: $75,000 household income. Change it above to see your own.

Affordable18.8% of income

Under the 28% guideline.

PITI$1,174

P/I18.8%

Afford$269K

Room+$89K

P&I $912Tax $62Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35966 is part of the Scottsboro, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Scottsboro, AL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.