Median home value in zip code 35976 (Guntersville, AL) is $298,283, down 0.3% year over year. Part of the Albertville, AL metropolitan area.

Home Value$298,283

YoY Change

-0.3%

Prices falling — better for buyers.

Affordability

Enter your income for 35976 (Guntersville).

Income (annual)

Down Payment

$59,657 on $298,283

Example: $75,000 household income. Change it above to see your own.

Stretch29% of income

Above 28% but manageable with cuts.

PITI$1,810

P/I29%

Afford$288K

Gap-$10K

P&I $1,508Tax $102Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35976 is part of the Albertville, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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