Median home value in zip code 35978 (Henagar, AL) is $198,088, down 2.1% year over year. Part of the Fort Payne, AL metropolitan area.

Home Value$198,088

YoY Change

-2.1%

Prices falling — better for buyers.

Affordability

Enter your income for 35978 (Henagar).

Income (annual)

Down Payment

$39,618 on $198,088

Example: $75,000 household income. Change it above to see your own.

Affordable20.3% of income

Under the 28% guideline.

PITI$1,269

P/I20.3%

Afford$273K

Room+$75K

P&I $1,002Tax $68Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

35978 is part of the Fort Payne, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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