Median home value in zip code 36081 (Troy, AL) is $159K, down 4.8% year over year. Part of the Troy, AL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Troy, AL metro →

Home Value$158,949

YoY Change

-4.8%

AFFORDABILITY

Enter your income for 36081 (Troy).

Income (annual)

Down Payment

$31,790 on $158,949

Affordable — 16.9% of income

Under the 28% guideline.

PITI$1,058

P/I16.9%

Afford$263K

Room+$104K

P&I $804Tax $54Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

36081 is part of the Troy, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Troy, AL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free