Median home value in zip code 36081 (Troy, AL) is $158,949, down 4.8% year over year. Part of the Troy, AL metropolitan area.

Home Value$158,949

YoY Change

-4.8%

Prices falling — better for buyers.

Affordability

Enter your income for 36081 (Troy).

Income (annual)

Down Payment

$31,790 on $158,949

Example: $75,000 household income. Change it above to see your own.

Affordable16.9% of income

Under the 28% guideline.

PITI$1,058

P/I16.9%

Afford$263K

Room+$104K

P&I $804Tax $54Ins $200

6.50% 30yr, 20% down, county tax + AL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

36081 is part of the Troy, AL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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