Median home value in zip code 37184 (Watertown, TN) is $420K, up 3.3% year over year. Part of the Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Nashville-Davidson--Murfreesboro--Franklin, TN metro →

Home Value$419,943

YoY Change

+3.3%

AFFORDABILITY

Enter your income for 37184 (Watertown).

Income (annual)

Down Payment

$83,989 on $419,943

Out of reach — 40.6% of income

Need $108,814/yr to afford.

PITI$2,539

P/I40.6%

Afford$289K

Gap-$130K

P&I $2,123Tax $248Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

37184 is part of the Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Nashville-Davidson--Murfreesboro--Franklin, TN analysis

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