Median home value in zip code 37308 (Birchwood, TN) is $345K, up 3.3% year over year. Part of the Chattanooga, TN-GA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Chattanooga, TN-GA metro →

Home Value$344,546

YoY Change

+3.3%

AFFORDABILITY

Enter your income for 37308 (Birchwood).

Income (annual)

Down Payment

$68,909 on $344,546

Stretch — 33.8% of income

Above 28% but manageable with cuts.

PITI$2,113

P/I33.8%

Afford$285K

Gap-$59K

P&I $1,742Tax $204Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

37308 is part of the Chattanooga, TN-GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Chattanooga, TN-GA analysis

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