Median home value in zip code 37308 (Birchwood, TN) is $344,546, up 3.3% year over year. Part of the Chattanooga, TN-GA metropolitan area.

Home Value$344,546

YoY Change

+3.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 37308 (Birchwood).

Income (annual)

Down Payment

$68,909 on $344,546

Example: $75,000 household income. Change it above to see your own.

Stretch33.8% of income

Above 28% but manageable with cuts.

PITI$2,113

P/I33.8%

Afford$285K

Gap-$59K

P&I $1,742Tax $204Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

37308 is part of the Chattanooga, TN-GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Chattanooga, TN-GA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.