Median home value in zip code 37312 (Cleveland, TN) is $343,745, up 0.7% year over year. Part of the Cleveland, TN metropolitan area.

Home Value$343,745

YoY Change

+0.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 37312 (Cleveland).

Income (annual)

Down Payment

$68,749 on $343,745

Example: $75,000 household income. Change it above to see your own.

Out of reach39.3% of income

Need $105,343/yr to afford.

PITI$2,458

P/I39.3%

Afford$245K

Gap-$99K

P&I $1,738Tax $553Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

37312 is part of the Cleveland, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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