Median home value in zip code 37318 (Cowan, TN) is $184K, down 0.1% year over year. Part of the Tullahoma-Manchester, TN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Tullahoma-Manchester, TN metro →

Home Value$184,475

YoY Change

-0.1%

AFFORDABILITY

Enter your income for 37318 (Cowan).

Income (annual)

Down Payment

$36,895 on $184,475

Affordable — 19.3% of income

Under the 28% guideline.

PITI$1,209

P/I19.3%

Afford$267K

Room+$83K

P&I $933Tax $109Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

37318 is part of the Tullahoma-Manchester, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Tullahoma-Manchester, TN analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free