Median home value in zip code 37323 (Cleveland, TN) is $294,877, up 0.4% year over year. Part of the Cleveland, TN metropolitan area.

Home Value$294,877

YoY Change

+0.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 37323 (Cleveland).

Income (annual)

Down Payment

$58,975 on $294,877

Example: $75,000 household income. Change it above to see your own.

Stretch34.1% of income

Above 28% but manageable with cuts.

PITI$2,132

P/I34.1%

Afford$242K

Gap-$53K

P&I $1,491Tax $474Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

37323 is part of the Cleveland, TN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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