Median home value in zip code 37387 (Tracy City, TN) is $187,197, down 2.3% year over year. Part of the Chattanooga, TN-GA metropolitan area.

Home Value$187,197

YoY Change

-2.3%

Prices falling — better for buyers.

Affordability

Enter your income for 37387 (Tracy City).

Income (annual)

Down Payment

$37,439 on $187,197

Example: $75,000 household income. Change it above to see your own.

Affordable19.6% of income

Under the 28% guideline.

PITI$1,224

P/I19.6%

Afford$268K

Room+$80K

P&I $947Tax $111Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

37387 is part of the Chattanooga, TN-GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Chattanooga, TN-GA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.