Median home value in zip code 37402 (Chattanooga, TN) is $461K, down 2.9% year over year. Part of the Chattanooga, TN-GA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Chattanooga, TN-GA metro →

Home Value$461,198

YoY Change

-2.9%

AFFORDABILITY

Enter your income for 37402 (Chattanooga).

Income (annual)

Down Payment

$92,240 on $461,198

Out of reach — 44.4% of income

Need $118,800/yr to afford.

PITI$2,772

P/I44.4%

Afford$291K

Gap-$170K

P&I $2,332Tax $273Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

37402 is part of the Chattanooga, TN-GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Chattanooga, TN-GA analysis

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