Median home value in zip code 37406 (Chattanooga, TN) is $177,026, down 0.6% year over year. Part of the Chattanooga, TN-GA metropolitan area.

Home Value$177,026

YoY Change

-0.6%

Prices falling — better for buyers.

Affordability

Enter your income for 37406 (Chattanooga).

Income (annual)

Down Payment

$35,405 on $177,026

Example: $75,000 household income. Change it above to see your own.

Affordable18.7% of income

Under the 28% guideline.

PITI$1,167

P/I18.7%

Afford$265K

Room+$88K

P&I $895Tax $105Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

37406 is part of the Chattanooga, TN-GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Chattanooga, TN-GA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.