Median home value in zip code 37409 (Chattanooga, TN) is $380,323, up 0.1% year over year. Part of the Chattanooga, TN-GA metropolitan area.

Home Value$380,323

YoY Change

+0.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 37409 (Chattanooga).

Income (annual)

Down Payment

$76,065 on $380,323

Example: $75,000 household income. Change it above to see your own.

Out of reach37% of income

Need $99,214/yr to afford.

PITI$2,315

P/I37%

Afford$288K

Gap-$93K

P&I $1,923Tax $225Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

37409 is part of the Chattanooga, TN-GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Chattanooga, TN-GA analysis

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