Median home value in zip code 37412 (East Ridge, TN) is $254,283, down 1.1% year over year. Part of the Chattanooga, TN-GA metropolitan area.

Home Value$254,283

YoY Change

-1.1%

Prices falling — better for buyers.

Affordability

Enter your income for 37412 (East Ridge).

Income (annual)

Down Payment

$50,857 on $254,283

Example: $75,000 household income. Change it above to see your own.

Affordable25.6% of income

Under the 28% guideline.

PITI$1,603

P/I25.6%

Afford$278K

Room+$23K

P&I $1,286Tax $150Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

37412 is part of the Chattanooga, TN-GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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