Zip Code

37412

East Ridge, TNChattanooga, TN-GA

Median home value in zip code 37412 (East Ridge, TN) is $254K, down 1.1% year over year. Part of the Chattanooga, TN-GA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Chattanooga, TN-GA metro →

Home Value$254,283
YoY Change
-1.1%
AFFORDABILITY

Enter your income for 37412 (East Ridge).

$50,857 on $254,283
Affordable — 25.6% of income

Under the 28% guideline.

PITI$1,603
P/I25.6%
Afford$278K
Room+$23K
P&I $1,286Tax $150Ins $167
6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

37412 is part of the Chattanooga, TN-GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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37412 (East Ridge, TN) Housing Market | CrashWatch