Median home value in zip code 37416 (Chattanooga, TN) is $285,102, down 1.7% year over year. Part of the Chattanooga, TN-GA metropolitan area.

Home Value$285,102

YoY Change

-1.7%

Prices falling — better for buyers.

Affordability

Enter your income for 37416 (Chattanooga).

Income (annual)

Down Payment

$57,020 on $285,102

Example: $75,000 household income. Change it above to see your own.

Stretch28.4% of income

Above 28% but manageable with cuts.

PITI$1,777

P/I28.4%

Afford$281K

Gap-$4K

P&I $1,442Tax $169Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

37416 is part of the Chattanooga, TN-GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Chattanooga, TN-GA analysis

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